Our Prepaid Funeral Plans
About our pre-paid funeral plans
Planning ahead for your funeral is one of the most thoughtful and caring things you can do. Some people never get round to discussing funeral wishes with their loved ones, which can lead to all sorts of worry and anxiety when the time comes.
Taking out a funeral plan is a simple and straightforward way to remove this worry, and it can provide real financial benefits too. Some of the other benefits include:
- Pre-arrange the details of your funeral and record any special wishes, such as hymns, music choice and any other personal touches you would like your plan to include
- Make financial provision for your funeral
- Choose your funeral director in advance
- Ensure your family has access to expert help at what can be a difficult time.
Our funeral plan is available to UK residents and there are no complicated medical forms to complete. You can also appoint a nominated representative who we will keep informed about your plan, according to your instructions.
Our plans cover our costs (as specified in the plan paperwork) as long as we carry out the funeral and your requirements don’t change. You can also make a contribution towards third party costs, such as the cremation fees. These costs are outside of our control.
For more information and our prices download our brochure
How your funds are held
All funeral plan pre-payments are held in an individual whole of life assurance policy for your peace of mind.
Backed by a trusted, national provider
Our funeral plans are provided by Ecclesiastical Planning Services Limited, which is part of a specialist, UK-based financial services group.
Flexible payment options
You can choose to pay for your funeral plan by lump sum or in instalments. There is an additional cost for paying over two or more years and eligibility criteria applies. Please refer to the Instalment Q&A and the Terms and Conditions for more information. Your funeral director will be able to provide you with a personalised quote.
Once your funeral plan is in place, you’ll receive a welcome booklet containing the details of your plan and your funeral plan certificate. Your nominated representative will also receive a copy if you request this.
Terms and Conditions apply to funeral plans – please ask us if you have any questions.
We are an Appointed Representative of Ecclesiastical Planning Services Limited Reg. No. 2644860, registered in England at Benefact House, 2000 Pioneer Avenue, Gloucester Business Park, Brockworth, Gloucester, GL3 4AW, UK, which is authorised and regulated by the Financial Conduct Authority. Firm Reference Number 958152. The Financial Conduct Authority regulates pre-paid funeral plans only.
For more information, please download Ecclesiastical Planning Services funeral plans brochure.
Our Prepaid Funeral Prices
Why Choose a Prepaid Funeral Plan
By choosing a prepaid funeral plan, this is a simple and practical way to let your loved ones know that everything is taken care of. Some of the main benefits include:
- Removes financial burden – as the funeral plan will be paid up front or in monthly instalments, this can reduce the financial burden on loved ones when the time comes.
- Can alleviate emotional stress – planning your funeral beforehand alleviates the added stress, but also provides a caring solution to reduce emotional stress on your loved ones.
- Funeral Director fees are fixed – although funeral plan prices may fluctuate due to inflation, by choosing an Ecclesiastical Prepaid Funeral plan, the price of the funeral directors professional services is fixed at the time the plan has been bought – meaning that your plan is safe for years to come.
- Contribution to Core Disbursements – your contribution to disbursements is not currently guaranteed to there is a possibility that at the time of need, in relation to disbursements only, your family may have to contribute to the cost of these if the plan value is lower than the at need cost at the time.
- Individual personalisation – by choosing a prepaid funeral plan, you can decide on the theme of your own funeral yourself, and ensure that everything is to your taste and personal preference ahead of the time.
Our local unattended cremation includes:
Funeral Director’s Costs
– The services of your Funeral Director including professional guidance on the legal documents for certification and registration of death and making the funeral arrangements.
– Collection of the deceased in the local area up to 20 road miles during office hours
– Care of the deceased
– A standard sized coffin of the funeral directors choice (may be cardboard) with flat sides and lid
– Transport of the deceased on the day of the funeral in the local area – private ambulance
Contribution towards third party costs which are outside the control of the Funeral Director:
An unattended cremation at a day, time and location of our choice with no mourners or service
What Additional costs could there be for me?
Any services not listed above will need to be paid for at the time they are added or at claim.
There may be more to pay if you later choose a different funeral director.
The purchase of a burial plot/grave is excluded from this plan.
If the covered individual moves and a different funeral director carries out the plan, there may be more to pay.
Where you have made a contribution towards certain costs, there may be more to pay. These costs are outside of our control. Your funeral director will advise your personal representative of this at the time of the claim.
Single payment cost of plan breakdown:
Funeral Director Charges £790.00
Third Party Costs £325.00
Administration Fee £325.00
Total Plan Price £1440.00
Our Essential funeral is available to anyone who wishes to have a ‘no frills’ option. You can rest assured that the funeral will be carried out in a caring and sensitive manner, regardless of cost or circumstance.
Funeral Directors Costs:
The services of your funeral director including professional guidance on the legal documents for certification and
registration of death and making the funeral arrangements.
Collection of the deceased in the local area up to 20 road miles during office hours.
Care of the deceased
A standard-sized veneer coffin with flat sides and a flat lid.
Transport of the deceased on the day of the funeral in the local area – standard motor hearse
4 pallbearers to convey the coffin on the day of the funeral
This price is based on the cremation being held at one of the two Kirklees Crematoriums (other crematoriums of your choice are available but will incur further charges)
Contribution towards third party costs which are outside the control of the funeral director
A local, attended cremation at a day and time of your choice subject to availability
Officiant’s fees
Any services not listed above will need to be paid for at the time they are added or at claim.
There may be more to pay if you later choose a different funeral director.
The purchase of a burial plot/grave is excluded from this plan.
If the covered individual moves and a different funeral director carries out the plan, there may be more to pay.
Where you have made a contribution towards certain costs, there may be more to pay. These costs are outside of our control.
Your funeral director will advise your personal representative of this at the time of the claim
Funeral Director Charges £1868.00
Third Party Costs £1127.00
Administration Fee £325.00
Total Plan Price £3320.00
Our Traditional Funeral Plan includes:
Funeral Director’s Costs:
The services of your funeral director including professional guidance on the legal documents for certification and registration of death and making the funeral arrangements
Collection of the deceased in the local area up to 20 road miles during office hours
Care of the deceased
Viewing the deceased by appointment during office hours
A standard-sized veneer coffin with flat sides and a flat lid
Transport of the deceased on the day of the funeral in the local area – standard motor hearse
1 limousine on the day of the funeral in the local area
4 pallbearers to convey the coffin on the day of the funeral
The collection and administration of charitable donations
Funeral Director Charges £2323.00
Third Party Costs £1127.00
Administration Fee £325.00
Total Plan Price £3775.00
If none of the set plans are exactly what you had in mind, we can work with you to create a tailor-made funeral plan that specifically meets your wishes and budget needs. You may find it useful to use one of our pre-existing pre-paid funeral plans as a guide to help you begin the process. Then you could add an extra limousine, for example, or decide that you would prefer the service to take place in your local church rather than a crematorium chapel. You may decide you are wanting a burial, memorials, different forms of transport etc. Whatever funeral you would like, we can tailor a plan to suit you.
Book your free consultation
To organise a telephone consultation, book an appointment at one of our branches or organise a home visit to discuss repaid funeral plans, please contact our team using the details below.